10 Facts About Ayushman Bharat Yojana for Students
This work has been verified by our teacher: 16.01.2026 at 15:39
Type of homework: Essay Writing
Added: 16.01.2026 at 15:00
Summary:
Ayushman Bharat: rządowy program Indii (od 2018) zapewniający bezgotówkową opiekę szpitalną do ₹5 lakh i centra zdrowia dla ubogich rodzin.
10 Lines on Ayushman Bharat Yojana
1. Ayushman Bharat Yojana is a government health scheme aimed at providing free medical treatment to poor families in India. 2. The scheme was launched by the Government of India in September 2018 under the National Health Policy. 3. Ayushman Bharat has two main parts: the creation of Health and Wellness Centres and a national health insurance plan. 4. It offers eligible families up to ₹5 lakh per year for hospitalisation expenses for serious diseases and surgeries. 5. Treatment under this scheme is cashless, allowing patients to get care at listed hospitals without paying upfront. 6. The programme covers more than 10 crore families, focusing on the economically weaker sections in both rural and urban areas. 7. Beneficiaries include the poor, elderly, women, children, and migrant workers, as selected from government data lists. 8. Services can be availed in thousands of public and private hospitals registered for the scheme, using a health ID card. 9. Ayushman Bharat has enabled lakhs of families to access hospital care for illnesses like cancer, heart disease, and accidents. 10. While it faces challenges like fraud and lack of awareness, strengthening Ayushman Bharat can make healthcare affordable for all Indians.---
Essay: Short Essay on Ayushman Bharat Yojana
Health is often considered a country's greatest wealth. In India, millions suffer financially due to the high cost of medical treatment, causing many families to slip into poverty with just one serious illness in the household. To address this problem, the central government introduced the Ayushman Bharat Yojana in 2018, aiming to make healthcare affordable and accessible, especially for the most vulnerable.
Background and Objectives
Before Ayushman Bharat, most Indians had to pay for medical bills from their own pockets, and many could not afford specialist or hospital care at all. The primary goal of the Ayushman Bharat scheme is to shield poor and lower-middle-class families from high hospital bills. The scheme seeks to provide quality medical services, reduce financial hardship due to illness, and strengthen the country's network of primary healthcare facilities.Main Components
Ayushman Bharat is based on two main pillars. The first is the setting up of Health and Wellness Centres (HWCs) nationwide. These centres are meant to function like trustworthy neighbourhood clinics, offering preventive care, vaccinations, counselling, and treatment for common illnesses. The second part is the Pradhan Mantri Jan Arogya Yojana (PM-JAY), which provides an annual health insurance cover of up to ₹5 lakh per family for hospitalisation across public and private hospitals. Importantly, the treatment is cashless, and beneficiaries can use the scheme across India, even if they are away from their home district or state.Eligibility, Coverage, and Delivery
Beneficiaries are identified using government data from the Socio Economic Caste Census. This allows families who are most in need—such as the poor in villages, daily wage earners in towns, and informal sector workers—to be included, with no need to pay any premium. To use the scheme, people receive a health card, sometimes supported by Aadhaar verification, which can be shown at empanelled hospitals. The process is designed to be paperless: the hospital checks the patient's eligibility on a computer system, treatment is given, and payment is settled directly between the government and the hospital.Benefits and Early Impacts
Since the launch of Ayushman Bharat, lakhs of people have benefitted, especially those suffering from costly conditions such as kidney failure, heart attacks, and cancer. The scheme has reduced the burden of medical bills on families that would otherwise have to take loans or sell assets. Many government and private hospitals have been brought under the scheme—almost every district has at least one empanelled hospital (as per recent data, verify for current numbers). In states like Tamil Nadu and Gujarat, families have reported significant savings and better access to treatments.Challenges and Criticisms
Despite its many positives, Ayushman Bharat faces several challenges. Not everyone who is eligible knows about the scheme, so awareness campaigns need to be stronger. Some private hospitals are hesitant to join, claiming delayed payments or low package rates. Cases of false claims and fraud have also been reported, which authorities are working to curb through better monitoring and digital audits. Furthermore, differences in state-level health systems sometimes slow down implementation, and in remote areas, infrastructure gaps mean patients must travel long distances to avail benefits.Conclusion and Way Forward
Ayushman Bharat Yojana holds the promise of transforming healthcare for millions in India. Its success depends on increasing awareness, effectively monitoring fraud, expanding primary centres, and using technology like telemedicine to reach remote villages. While there is scope for improvement, it is a bold step towards health for all, echoing the vision of leaders like Dr B R Ambedkar and Mahatma Gandhi, who saw good health as essential for a just society. With continued reform and commitment, Ayushman Bharat can truly become the backbone of India’s public healthcare.---
Notes for Students
- Always check the latest official sources for accurate figures before quoting in your exams. - Mention a local example if relevant—e.g., “the district hospital in Patna is empanelled under Ayushman Bharat”. - Avoid memorising lines from guides; express each idea in your natural language for better marks.---
References
- Ministry of Health & Family Welfare, Government of India - National Health Authority (Ayushman Bharat PM-JAY official website) - Local newspaper articles on scheme implementation (for region-specific examples)Sample questions
The answers have been prepared by our teacher
What are the main features of Ayushman Bharat Yojana for students?
Ayushman Bharat Yojana provides free hospitalisation treatment up to ₹5 lakh per year to poor families, covering major illnesses and surgeries in both public and private hospitals.
Who is eligible for benefits under Ayushman Bharat Yojana for students?
Ayushman Bharat Yojana covers economically weaker families identified by government data, including the poor, elderly, women, children, and migrant workers across rural and urban areas.
How does Ayushman Bharat Yojana help students' families in India?
The scheme reduces the chance of families falling into poverty due to high medical bills by making serious treatments cashless and accessible, especially for vulnerable groups.
What are the two main components of Ayushman Bharat Yojana for students?
Ayushman Bharat Yojana consists of Health and Wellness Centres for basic healthcare and PM-JAY, a national health insurance plan offering significant hospitalisation coverage.
What challenges does Ayushman Bharat Yojana face according to student essays?
Challenges include lack of awareness among eligible people, fraud cases, slow implementation in remote areas, and reluctance from some private hospitals to participate.
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